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1 North Wealth Services Announces the Hire of Margo Cook

Margo Cook, with years of professional finance, philanthropic and fundraising experience and more than a decade of nonprofit management experience, has joined 1 North Wealth Services as an Investment Advisor Representative.    

For the past ten years, Cook has served in development director roles for Anne Arundel Medical Center Foundation, United States Naval Academy Foundation, and the University of Miami.    

Screen Shot 2016-05-15 at 8.10.32 AM1 North Wealth is a fee-only financial management and advisory firm providing customized investment management and financial plans for clients.  The firm works closely with each individual and family to ensure that their investments match their goals through active management and constant communication.  As a fee-only firm, they do not sell insurance or investment products and, as such, are a trusted fiduciary for their clients.  The main office is located in Annapolis, MD and has been in existence for more than 30 years, with satellite services in Centreville, MD and Dagsboro, DE. Margo Cook will join the team as a local representative servicing Maryland’s Eastern Shore, where she resides with her husband and two children.  In addition to providing investment management services and financial planning to clients, Margo also serves as a philanthropic advisor.

Jim Brennan, Managing Partner of 1 North Wealth Services praised Cook’s qualifications and went on to say, “Margo is dedicated and passionate about helping people and families plan for the future, enjoy the present, and live the lives they have always dreamed of.  Margo has a proven track record of success in strategic planning and excels in wealth management.   Her central focus has always been what is best for her clients.  She is passionate about the arts, financial education, healthcare, the Chesapeake Bay, and the welfare of children; we are pleased to welcome her to our team.”

Margo is a graduate of the University of Miami and St. Mary’s High School in Annapolis, MD.   She has deep roots in the community and intends to continue to invest in the success and betterment of the local community in any way she can for many years to come. The Cook family has been on the eastern shore for more than 40 years and been a part of the local waterman community for more than 35 years.  

Cook serves on the board of the Association of Fundraising Professionals-MD, the board of the Chesapeake Planned Giving Council, and the board of The Betty Effect. She is also a member of the Annapolis Library Development Committee, and Special Olympics MD Development Committee, the Christ Church Episcopal Day School Development Committee, the Wye River Upper School Fall Fundraiser Committee and serves as an Anne Arundel Medical Center Patient & Family Advisor. She also supports and volunteers with other various nonprofits throughout the eastern shore region as a consultant and an advocate.

Easton Utilities Re-opens Renovated Power Plant 1

Easton Utilities re-opened the newly renovated Power Plant 1. To celebrate the new space, a small open house event was held honoring the team who spearheaded the project.

Screen Shot 2016-05-05 at 4.29.37 PMThe historic building dates back to 1887 and served as the home to most of Easton Utilities staff from 1914 until the newer building was constructed in 2000. During a facilities management evaluation in the fall of 2015, it became evident there were multiple repairs and upgrades needed. What started as a minor renovation to simply improve the office space for about 25 employees became a total overhaul and redesign of the building’s functionality. “This project is a result of the philosophy we have here at Easton Utilities – If you’re going to do something, do it right,” stated Hugh Grunden, President and CEO of Easton Utilities.

After careful consideration, Easton Utilities selected Christine M. Dayton Architect, PA as the architect; Willow Construction as the contractor; and Gipe Associates, Inc. as the mechanical, and electrical engineers. Easton Utilities Civil Engineer Katie Reedy was the internal lead and shared, “It was such a great opportunity to work on a project with such visibility and I enjoyed how engaged and supportive the community has been.”

The building maintains its historic image on the outside, but is now proficient, modern and durable on the inside, allowing all of Easton Utilities staff to remain on one campus. Be on the lookout for some interesting window displays featuring some unique artifacts and special pieces of Easton Utilities history.

And the Winners Are… Talbot County Business Appreciation Awards Handed Out

The 8th Annual Talbot County Business Appreciation Breakfast was held on Friday, April 22 at the Elks Lodge in Easton with approximately 225 representatives from the business community.

The Business Appreciation Breakfast celebrated people working in Talbot County, with “Our People Make It Work,” as a tribute to the talent and hard work of individuals that make Talbot County a special community.

The Talbot County Economic Development Commission hosted the event with the Talbot County Office of Economic Development to recognize projects completed in the preceding year, which represent extraordinary contributions to the economic base of the county.

The program included an official welcome by the Economic Development Commission Chair, Timothy G. Jones and an update on the status of county activity by Talbot County Council President, Corey W. Pack.

The keynote address for the breakfast was provided by Congressman Andrew P. Harris, M.D., who has served as the first Congressional District’s representative since 2011. Congressman Harris provided comments and updates on national legislation and trends impacting the economy.

Awards were presented to 11 individuals and businesses for excellence in Innovation, Expansion, Investment, Tourism and Agriculture. Award winners included:

Talbot County Innovator Award recognized Richard Bernstein, President, CEO, REMCO, for his creation of REMCO Properties and investment in Waterside Village, a mixed use project that includes professional office space, retail, dining, and large retailers in its 4 phases of development.

Talbot County Award for Investment recognized Evans Analytical Group (EAG), the world's leading, fully integrated, independent laboratory network, headquartered in Santa Clara, California who completed a $6 Million expansion to the Wildlife International facility in Easton in 2015.

Talbot County Award for Expansion was received by Konsyl Pharmaceuticals, Inc., privately held by ICC Industries and located at the Clifton Industrial Park, who completed a major expansion under the leadership of Frank Gunsallus.

Talbot County Award for Innovation was presented to the Eastern Shore Land Conservancy (ESLC) for the pledged $6 million for adaptive reuse of the McCord Building, an Easton landmark located at 114 South Washington Street and constructed in 1925. Now known as The Eastern Shore Conservation Commission Hosts 8 h Annual Business Appreciation Breakfast April 22 Center, the facility serves as the ESLC Headquarters, and includes tenants Chesapeake Bay Foundation, Ducks Unlimited, Town Creek Foundation, The Nature Conservancy and others.

Talbot County Award for Agriculture Investment recognized Nagel Farm Service, Inc, who completed the first phase of a multi-year, multimillion dollar expansion and added 800,000 bushels of storage capacity to their Wye Mills facility. Talbot County Tourism Investment Award recognized the Pascal Family Group who purchased Michener’s, a destination for visitors and hunters in Trappe, and the iconic Mason’s restaurant in Easton and reopened them under the Pascal brand as the Talbot Smokehouse and Pascal’s Chop House, respectively, with a new menu created by Executive Chef David Hayes.

Town of Easton recognized Rise Up Coffee Roasters, an Eastern Shore original founded in 2005 by Owner/Operator Timothy Cureton who has developed a thriving online and wholesale division and now employs 50 local people.

Town of Oxford recognized Campbell’s Boatyards, owned and operated by Tom and Susan Campbell since 1991 and now overseeing three marina complexes (Bachelors Point, Jack’s Point, and Town Creek) for the importance of the maritime trades and the number of visitors who come to the historic sailing town of Oxford by boat as an economic base vital to their town.

Town of St. Michaels recognized Brad Fout of Calico Gallery and Ilene Morgan from The Shops at Sea Captain’s Cottage for their creation and success of Midnight Madness in St. Michaels which kicks off the Christmas season with a hallmark celebration. Midnight Madness is a reminder of how important the small business sector is to our economy and why it is so important to “Shop Local” all year round to help support locally owned small businesses and the people they hire.

Town of Trappe recognized Jim Dawson, owner of The Unicorn Bookshop, located on Route 50 and featuring approximately 30,000 volumes specializing in Maryland and Eastern Shore history, maps, and the writings of Gilbert Byron.

The Annual Business Appreciation Breakfast provided each award recipient with an engraved pewter tray, handcrafted in Easton by Salisbury Pewter. The awards were made possible by sponsors including: 1880 Bank; Easton Airport; The Henker Group; M&T Bank; and The Star Democrat.

The Breakfast sponsors included: Atlantic Financial Group, LLC.; Avon Dixon Insurance and The Talbot Bank; Chesapeake Utilities; Easton Utilities; Pixel Print & Post; Provident State Bank; Quality Health Strategies; University of Maryland Shore Regional Health; Wells Fargo Advisors; Willow Construction. The Talbot County Economic Report, "Talbot County, Maryland, Our People Make It Work." may be viewed and downloaded on the County’s website at

Renovated Easton Eye Care Center Hosts Evening of Programs May 4

The Doctors and Staff at Easton Eye Care will host an evening of hospitality and education on Wednesday, May 4 from 5:30 to 7:30 PM for the Mid-Shore community to learn more about the services that Easton Eye Care offers to enhance personal style and fashion.

“We are excited to showcase a number of local professionals, whom we know and trust, offering a special selection of beauty stations,” said Dr. Alan S. Bishop. “This event is held in a relaxed and engaging atmosphere where our guests may visit all or some of these beauty stations to designed to enhance their appearance and self-image.”

The complimentary consultations and demonstrations include the following:

  • A trunk show and consultation of the latest trends in eyewear by Tracy Heiden of ProDesign/Denmark.
  • Botox treatments with Dr. Orin Zwick of Chesapeake Eye Care and Laser Center. (Call 410-822-3937 to book with special pricing. Appointment availability is limited.
  • LASIK vision correction consultations by Lorrie Dozier of TLC Annapolis.
  • An eyebrow styling demonstration by aesthetician Georgi Bishop.
  • Cosmetic dentistry consultations (whitening, bonding, veneers, and clear aligner orthodontics) by Dr. Meredith Todd of Harbor Dental Center.
  • Color contact lens demonstrations and contact lens trials with John Ryan of ALCON.

All of the above professionals will offer special promotions during the event, and door prizes will be raffled off every 30 minutes.

Hors d’oeuvres will be provided by Garden and Garnish Caterers of Trappe, and a guided wine tasting will be led by the staff of Hair O’ The Dog of Easton.

Registration is necessary to attend this event. Participants can register by calling Easton Eye Care at (410) 822-3937 or by going to and clicking on the “Special Event R.S.V.P button.” The event is limited to 50 confirmed registrations. Easton Eye Care is located in the newly restyled Tred Avon Square, adjacent to the Easton Premier Cinema, at 210 Marlboro Avenue in Easton.

Shore Bancshares Merges Banking Divisions into Shore United Bank

Shore Bancshares, Inc., at its annual meeting discussed its plan to merge its two subsidiary banks, The Talbot Bank, headquartered in Easton, Maryland and CNB, headquartered in Centreville, Maryland, into one bank that will be known as Shore United Bank. “Merging our two banks provides efficiencies that will allow us to focus on strengthening client relationships while minimizing the ever increasing burden of regulation that banks face today,” said Shore Bancshares, Inc. President & CEO, Lloyd L. “Scott” Beatty.

The merger of the Talbot Bank with and into CNB and the corresponding name change to Shore United Bank is subject to regulatory approval. Applications for approval of the proposed merger have been or will be filed with the State of Maryland and the Board of Governors of the Federal Reserve System. Shore Bancshares is not currently aware of any reasons that would preclude consummation of the merger. Subject to the satisfaction of all regulatory and corporate requirements and approvals, Shore Bancshares currently anticipates consummating the merger in the third quarter of 2016.

As a $1.1 billion bank, Shore United Bank will continue to operate all 18 existing branches, a loan production office, and wealth management office throughout the Eastern Shore of Maryland, and Delaware. “Customers will now have the convenience of conducting all banking activity, not just account transactions, at any of our branch locations. The Shore United brand will make it easier for customers to recognize their bank,” said Shore Bancshares, Inc., V.P. Chief Marketing & Project Officer, Debra Rich. The Talbot Bank and CNB have been affiliated as members of Shore Bancshares, Inc. community of companies since 2000. The combination is intended to facilitate operational efficiencies, a consistent culture and united branding under Shore United Bank. “Our banks have a rich history that will continue with the same great people, products and service under a new name, Shore United Bank,” Beatty said.

Damon Hostetter Joins Jack Martin & Associates

Jack Martin & Associates, an independent insurance agency specializing exclusively in boat, yacht and marine insurance, is pleased to announce that Damon Hostetter has accepted the position of Yacht Division Executive as of April 2016.

Screen Shot 2016-04-23 at 8.53.51 AMPrior to joining Jack Martin & Associates, Damon was Senior Vice President of Chubb Recreational Marine, formerly ACE and the nation’s oldest marine insurance provider.  In this position, Damon was responsible for directing the overall growth and profitability of the marine marketing and underwriting division.  Chubb Recreational Marine is part of Chubb’s high-net-worth personal lines business in North America.

Damon has more than 23 years of claim, underwriting and sales experience in the recreational marine business, and his maritime background includes a distinguished career serving in a leadership capacity as a United States Naval Officer.  Prior to his tenure with Chubb, Damon served as Chief Executive Officer of Jack Martin & Associates, Inc.  He previously spent ten years at Zurich Marine Insurance in Baltimore, MD, serving in several positions of increasing leadership, culminating with his appointment as Vice President.

Damon’s prior industry experience includes running a marine surveying business and serving as Director of Offshore Sailing for the U.S. Naval Academy.  Additionally, Damon also achieved the rank of Lieutenant in the United States Navy.  He is a founding member of the Mid-Atlantic Mariner’s Club and served as the Club’s Skipper from 2003 – 2007.  He is an accomplished sailor, having raced and cruised extensively, including Atlantic and Pacific crossings, and a single-handed passage from Hawaii to California.

Damon is a graduate of the U.S. Naval Academy in Annapolis, MD where he received a Bachelor of Science degree.

Daphne Wagner Celebrates 30th anniversary with The Talbot Bank

The Talbot Bank, a member of Shore Bancshares community of companies, is proud to recognize Daphne Wagner for 30 years of dedicated service. Ms. Wagner began her career as a teller at the Tred Avon location in Easton, on May 6, 1986. She transferred to the Dover Street location as a Customer Service Representative in 1994. Daphne was promoted to her current position as Assistant Branch Manager for the Elliott Road branch in 1998.

unnamedShe is a graduate of the Maryland Banking School which helps to develop leaders that shape the financial services industry. “Her loyalty, knowledge and her commitment to assisting her customers is exceptional.” says Pat Bilbrough, President & CEO, The Talbot Bank. “We greatly appreciate her many years of service.”

Ms. Wagner gives back to the community with her involvement in Hospice events such as Festival of Trees and supports many events for Talbot Humane Society which benefits our four-legged friends.

Ms. Wagner lives in Easton with her husband Joe. She has two children, Carlie Jo who lives in Longview, Texas and is employed at Trinity Mother Frances Hospitals Neuro Science Clinic and Ethan who lives in Easton and works in the family business of Wagner’s Masonry as an apprentice, as well as two fur babies, Brutus and Hank. She enjoys spending time with her family and friends, gardening and vacationing at Deep Creek Lake.

Easton Utilities names Kelly Simonsen as Marketing & Communications Manager

Screen Shot 2016-04-08 at 8.47.32 AMEaston Utilities named Kelly Simonsen as its Marketing and Communications Manager. In this role, Kelly will be responsible for managing all facets of internal and external communications and marketing to effectively promote the broad range of programs and services Easton Utilities provides. Partnering with the Town of Easton as well as other community members, Kelly plans to share the many benefits Easton Utilities offers residents and businesses. “Kelly brings a fresh perspective, extensive talents, and a genuine desire to positively impact our community,” said Hugh E. Grunden, President and CEO. “She is a welcomed addition to the team.”

Prior to joining Easton Utilities, Kelly was the Development Director at CASA of the Mid-Shore. Kelly has held several positions in various industries with a constant focus on marketing, sales and communications over her 16 year career. She has a Bachelor of Science in Communications from Towson State University and is a 2014 graduate of Shore Leadership. She resides in Easton with her husband and two daughters.

Laura Heikes Celebrates 30th Anniversary with The Talbot Bank


Laura Heikes celebrates her 30th anniversary with The Talbot Bank

The Talbot Bank, a member of Shore Bancshares community of companies, is proud to recognize Laura Heikes for 30 years of dedicated service. Ms. Heikes was a customer of The Talbot Bank in 1986 and enjoyed the customer experience to the point that it inspired her to join the company that same year as an assistant to the Comptroller. She has held various positions during her career at The Talbot Bank such as Manager of Loan Administration, Compliance Officer, and Senior Vice President of Operations, Compliance and Security. In 2013, Laura was promoted to her current position as Senior Vice President of Branch Administration. “Laura is an essential part of The Talbot Bank team” says Pat Bilbrough, President & CEO, The Talbot Bank. “She brings a high level of professionalism and dedication to each of our branches and to the community overall.”

Ms. Heikes lives her commitment to the community with her involvement in many organizations such as Habitat for Humanity Choptank, Talbot Bankers Relay for Life Team, Junior Achievement, Character Counts, Soroptimist of Talbot County, ACE Mentor Program, Easton Lions Club, Partners In Education, 4-H, and Shore Leadership. She received recognition for her professional and personal dedication when she was voted “Talbot County’s Businesswoman of the Year 2014” by the Talbot County Chamber of Commerce and also voted “Talbot County’s Most Beautiful Person” in 2015 for her volunteerism and community service.

Ms. Heikes resides in St. Michaels with her husband, Ed. They have two children, Kate – an RN at University of Maryland Shock Trauma and Jed – employed by Belle Aire Farms, Inc., in St. Michaels. Laura and Ed are overjoyed to recently welcome their new granddaughter, Peyton Skye Heikes. When not volunteering in the community, Laura loves spending time entertaining family and friends.

Kelly Sullivan Celebrates 25 Years with Jack Martin & Associates

Kelly Sullivan celebrates 25 years with Jack Martin & Associates

Kelly Sullivan celebrates 25 years with Jack Martin & Associates

Jack Martin & Associates, a member of the Shore Bancshares community of companies, is proud to recognize Kelly Sullivan for 25 years of dedicated service. Mrs. Sullivan began her career with Jack Martin & Associates in 1991 as an office assistant. After obtaining her property and casualty license, Mrs. Sullivan held various positions with increasing responsibility and currently serves as Office Manager. In her current role, Mrs. Sullivan manages the administrative staff and supports the insurance agents behind the scenes to ensure customer policies are up-to-date and complete. She runs a tight ship and is known for being organized.

A recipient of Traveler Insurance’s “High Achiever Award,” Mrs. Sullivan enjoys her work at Jack Martin & Associates because every client, every boat and every situation is unique. While no two days are the same, Kelly and her team work to make every client experience seamless and meet Jack Martin’s consistently high customer service standards. “Kelly plays an integral role at Jack Martin. Her loyalty, knowledge and leadership skills are truly an asset to our agency,” said Jon Horton, AVP and Sales Manager, Jack Martin & Associates.

A lifelong Maryland resident, Kelly was born in Annapolis and now resides in Shady Side. Outside of the office Kelly is all about family and community. She has been married to her husband, Mike for 26 years and is a mother of two. Over the years Mrs. Sullivan has volunteered at local schools and various fundraising events. She enjoys spending her free time with extended family, attending sporting events and kayaking and just completed her first 5K.