Another Kind of Financial Crisis: Junior Achievement Combats Shore Student Financial Illiteracy

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Little did Junior Achievement know when it started nearly one hundred years ago that the financial education organization would be as timely in 2018 as it was when founded in 1919. J.A., as it’s known to millions of students and volunteers, continues a tradition of engaging young people in the fundamental basics of work readiness, financial literacy, and entrepreneurship at a time when those skill sets are in extremely high demand.

It should be a relief to many on the Mid-Shore that the J.A. has played an educational leadership role in the school districts of Caroline, Dorchester and Talbot County for decades now, as close to 450 volunteers descend on Eastern Shore public schools each year to teach its students such essential life skills as opening a bank account, balancing a checkbook, applying for loans, the dangers of credit card debt,  the importance of savings, or understanding what stocks and bonds are.

With the internet and smartphones now allowing a new generation to simply push a button or scan a thumbprint to almost instantaneously bring anything to one’s door, children of all ages are faced with unprecedented consumer choices, dishonest lenders, and scam artists as they plot their way into adulthood.

Given this under the radar crisis, the Spy sat down with Jayme Hayes, Jim Malena, and Talli Oxnam, three local leaders of Junior Achievement, to catch up on these very real challenges facing the youth in our community and what J.A. is doing locally to address them.

This video is approximately three minutes in length. For more information on Junior Achievement on the Eastern Shore please go here.

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